As the pandemic started and the work from home wave swept the whole nation, many families have seen the opportunity to move to smaller towns from big cities. It is one of the best ways to reduce your monthly expenses. If you are also looking to move out of your current state or city, these …
Buying & Maintaining Your Home
What Is PMI – And Why Do I Have to Pay It On My Mortgage?
Congratulations, you’re ready to buy a home! Your credit score is high. You know how much mortgage you can afford. But now your lender is saying you have to pay for private mortgage insurance? Maybe you’ve heard of PMI- maybe you’ve even paid it on your mortgage loan- but what is it really? How is it calculated? And how can you avoid paying it?
Why I Spent $2,000 To NOT Buy a House
Two weeks ago, my husband and I found The Perfect House. We finished the inspection, scoped the sewer, and compromised on what the seller was willing to do. We were on the journey to close! Until…
My Money Pit: How I Accidentally Became House Poor the Day I Signed My Mortgage Papers
I knew from the second I walked in the front door, and the sunlight from the front windows lit up the living room. This was it. This was my first home. And this is the moment I have cursed myself about for years since. Unfortunately, everything went wrong from there.
First Time Home Buyer Guide: Everything You Need to Know to Buy Your First Home
Are you a first-time home buyer? Where do you start if you want to buy a house? What qualifies you as a first-time home buyer? What credit score do you need? And how much money should you put down? Keep reading to find the answers to these questions and understand the entire process for your …
Your New Mortgage: How Much Home Can You Afford?
With 3 different ways to calculate mortgage affordability, let us help guide you through each method- and which one you should be using to find the best mortgage for your budget.