Congratulations, you’re ready to buy a home! Your credit score is high. You know how much mortgage you can afford. But now your lender is saying you have to pay for private mortgage insurance? Maybe you’ve heard of PMI- maybe you’ve even paid it on your mortgage loan- but what is it really? How is it calculated? And how can you avoid paying it?
As a female personal finance blogger, I love seeing other women rocking it in the personal finance space. The ladies who run these podcasts make their content accessible for anyone at any level of their personal finance journey. Plus they’re full of knowledge AND personality – what more can you ask for?
Do you ever feel like you’ve worked hard to build your budget but you just can’t seem to stick with it? You are NOT alone! While it may feel like the hardest part of budgeting is building it, managing your money and staying on budget can be way harder. Read on for 7 easy ways to stick to your monthly budget!
Have you heard about the magic of compound interest? Let’s say you read my guide to the Financial Independence Retire Early movement, and your Financial Independence Number is $1,000,000. If you’re putting all of your money straight into a checking account, you would have to save $33,333 every year until you retire. Do you happen …
If you’re new to Rakuten or you’re a casual Rakuten user, you may be wondering:
What is Rakuten?
How do you make money with Rakuten?
How long does it take to receive your cash back from Rakuten?
Is Rakuten legitimate?
And how can you make the most cash back on Rakuten?
Lucky for you, all of the answers are ready for you right here!
According to a survey from TD Ameritrade: 37% of people don’t believe they pay any 401(k) fees, 22% didn’t know about fees, 14% don’t understand how to determine what fees they pay. Yet 95% of participants in 401(k) plans incur fees.
In this post, we’ll cover: What are expense ratios? How much are your expense ratios costing you? And how can you avoid paying high expense ratios while investing in your 401K?